Full Loss of Use Insurance (Show Horses)
This coverage pays up to 60% of the insured value in the event your horse becomes permanently unable to perform the insured use as a result of an accident, illness, injury or disease. Full Loss of Use coverage requires the submission of the Loss of Use Veterinary Form for coverage consideration. The vet exam requests xrays from the knees and hocks down as well as a drug screen. This coverage is available for select uses only and is at the discretion of the underwriter for acceptance.
External Injury Only Loss of Use
If your horse is permanently unable to perform its intended use due to a visable injury caused by external accidental or violent means, this coverage pays up to 60% of the insured value. The Loss of Use Veterinary Form is required. The coverage is available for select uses only and is at the discretion of the underwriter for acceptance.
