Mortality Insurance

The Full Mortality/Theft policy is the basic coverage required to obtain a policy. It is an all risks policy which covers for death as a result of accident, illness, injury, humane destruction and transportation anywhere in the continental United States and Canada. The policy also includes loss or death as a result of theft. International trip transit and worldwide coverage are available for an additional premium. The annual premium rate is based on the horse’s use, breed, and age. Vet exams are required for horses valued over $100,000. In lieu of a veterinarian exam, a Statement Of Health (which is completed and signed by the applicant) is required to insure horses valued at $100,000 and under. Foals under 30 days of age require a vet certificate.